Insights
MHA Caves Wealth Quarterly – Autumn 2024 Newsletter
Welcome to the latest edition of Caves Quarterly newsletter! Read Now The last quarter has been dominated by domestic considerations, with the focus having been on the first 100 days of the first Labour administration in nearly 15 years following their landslide election victory, and feverish speculation about a budget presaged to contain its fair…
Read MoreThe Power of Pensions
Pensions provide a tax -efficient way of saving and are key to securing your lifestyle during retirement. There are different types of pensions available, so you can choose what suits your circumstances. The most common are the State Pension and the Workplace Pension. However, another type is the Occupational Pension. Our handy guide…
Read MoreWeekly Market Update 23/08/2024
BT group suffered a sharp drop in its share price on Tuesday as Sky announced they would be using rival CityFibre to roll out full fibre internet across the UK, concentrating on areas not currently serviced by BT Openreach. Sky’s current 6.5m subscribers are expected to stay on the BT Openreach network, however, BT shares…
Read MoreWeekly Market Update 16/08/2024
UK headline inflation came in at 2.2% in July according to figures released by the Office for National Statistics on Wednesday. This was lower than the expected figure of 2.3% according to a poll from Reuters. Although inflation is still above the Bank of England’s 2.0% target, the sharp fall in pricing pressures may yet…
Read MoreWeekly Market Update 09/08/2024
Global markets faltered on Monday off the back of fears of a US recession due to the slow response by the Federal Reserve to cut interest rates after signs that the US economy has started to weaken. Last week’s jobs report showed a much sharper slowdown in hiring than markets had anticipated, and recent earning…
Read MoreWeekly Market Update 02/08/2024
It was all eyes on central banks this week, with both the Federal Reserve and the Bank of England meeting to discuss whether to reduce interest rates. The Fed were the first to meet on Wednesday and decided to leave rates unchanged for the eighth meeting in a row, keeping borrowing costs at a 23…
Read MoreMHA Caves Wealth Quarterly – Summer 2024 Newsletter
Welcome to the latest edition of Caves Quarterly, where we review key market and financial news from the last few months, and look ahead to the future. The main focus of the last quarter has been the raft of democratic elections that have taken place across the globe. The UK election delivered a landslide win…
Read MoreSuccession: have you got a plan?
It is not only fictional multinational media empires that need to consider future ownership and control. In 2023, the question of how to transfer control of a large, high profile family organisation gripped attention. First the Sky Atlantic series, Succession, drew us in, followed by its inspiration, the transfer of the Fox and News Corporation…
Read MoreProtecting your health
Private healthcare options are on the rise as more people are looking at alternatives to the NHS through personal or workplace provision. Protection and insurance products can provide access to some primary healthcare options, such as GP and dental services, and often contribute towards the cost. There are significant differences between providers and products in…
Read MoreCosts of living in retirement increase
Savers need to build up more funds if they want to secure a decent standard of living in retirement. An independent pensions body has updated its calculations on how much money people need to fund a basic, moderate or comfortable lifestyle in retirement. Rising food and energy costs, plus the fact more people want to…
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