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The Force Awakens!
Unlike the new Star Wars movie, it is unclear as yet whether the “financial force†generated by the new pension freedoms will ultimately be a force for good, enabling investors to access their funds more effectively or for the “dark side†as pensioners end up relying on state or should that be “Empire†handouts, having…
Read MoreAutumn Investment Review 2015
Autumn Investment Review Take a read of our latest Investment Review to get up to speed with the markets and our current outlook. CLICK HERE TO READ In this edition: Commodity slump deepens on China growth concerns Cave & Sons CEO, Andrew Cockerill, provides an overview of the current investment climate High-yield income ideas for the longer-term…
Read MoreSummer Budget 2015: Osborne’s Tax Tinkering
Despite being light on surprises, the first truly Conservative Budget for almost 20 years was far from the right wing statement many expected as Mr Osborne endeavoured to close the door on a low-wage, high-welfare, high tax economy. Although perhaps not as headline-grabbing as the introduction of a ‘National Living Wage’ or the commitment to…
Read MoreSpring Investment Review 2015
Spring Investment Review Take a read of our latest Investment Review to get up to speed with the markets and our current outlook. CLICK HERE TO READ In this edition: Waving or Drowning?! Cave & Sons CEO, Andrew Cockerill, provides an overview of the current investment climate General Election 2015 – Potential Winners and Losers How a change at…
Read MoreChristmas Newsletter
Merry Christmas & Happy New Year from all at Cave & Sons London Stock Exchange Christmas & New Year Trading Hours: Christmas Eve – 0800-1230 Christmas Day – CLOSED Boxing Day – CLOSED Monday 29th December – 0800-1630 Tuesday 30th December – 0800-1630 New Year’s Eve – 0800-1230 New Year’s Day – CLOSED Friday 2nd January – 0800-1630…
Read MoreDo you believe in Santa?
Well not actually Santa Claus himself (as he does exist of course), but the phenomenon of the ‘Santa rally’, i.e. the propensity of the stock market to rise in the month of December. As we approach the Christmas season, we see widespread use of this term in the financial press to explain rises in the…
Read MoreDeath and Taxes
To quote Benjamin Franklin   “In this world nothing can be said to be certain, except death and taxesâ€. Well not according to the Chancellor, who has announced the abolition of the 55% lump sum death benefits charge (further details to follow in the Autumn Statement on the 3rd December).  As a result those who die…
Read MorePensions – ‘You Decide!’
During the recent Budget the Chancellor, George Osborne, announced various wholesale changes to the way that investors may ultimately draw benefits from defined contribution pension arrangements such as personal pensions. For those reaching retirement between now and April 2015, these changes may have thrown any original planning into a state of flux. Whilst additional flexibility…
Read MoreNot an April Fool in sight
On 1st April 2014, Cave & Sons were pleased to welcome both clients and professional associates to join us at our Northampton head-office for an evening hosted by our Chief Executive Officer, Andrew Cockerill, who was joined by regional Bank of England representative, Pamela Wright, and fund manager from Schroders, Nick Kirrage. After the exchanging…
Read MoreAnd on that (pension) bombshell…
The Chancellor resisted ending the budget speech as above, but it would have been appropriate. The oft quoted reason for not funding a pension is the requirement to purchase an annuity with the proceeds. Â Whilst this has ceased to be an issue due to changes introduced over the last few years, the government has decided…
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