Trade Wars – Revenge of the Tariff

A long time (21 months) ago in a galaxy far, far away (the United States), the electorate chose property mogul and TV personality Mr Donald J Trump to be their 45th President. After failing to deliver on a number of his pre-election promises, he did manage to overhaul the US tax system last year. This…

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Investment Management Benefits: Discretionary Portfolio Management

A picture of coins and pens on a piece of paper

Discretionary portfolio management is a service designed for investors that prefer to outsource the day-to-day management of their investments to professionals. Investment management strategies can vary widely from person to person due to individual requirements; this is where a discretionary portfolio management service can prove beneficial. Benefits of Discretionary Portfolio Management A strategy tailored to…

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Preparing for the End of the Tax Year

A picture of a calendar with a dark in April 5th, the end of the tax year

With the end of the tax year fast approaching, now is the time to review your financial arrangements and, where possible, utilise the allowances and exemptions that are available. Income Tax The transferrable personal allowance allows couples (married or civil) where one is not fully utilising their personal allowance (currently £11,500) to transfer up to…

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Cave & Sons Donate £1,000 to Northamptonshire Young People Charity, the Lowdown

A picture of Ed Caswell from Cave & Sons presenting the £1,000 cheque to Northamptonshire charity, The Lowdown

We’re delighted to announce that our Investment Manager, Ed Caswell, recently presented local Northamptonshire charity, The Lowdown, with a donation of £1,000 from the Cave & Sons Fund; the fund is facilitated and managed by the Northamptonshire Community Foundation. We’ve always felt that it’s extremely important to give back to our local community and we’re…

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2018 the ‘Year of the Dog’? Hopefully Not for Markets

2018 year of the dog symbol

In 2017 financial markets were synonymous with low levels of volatility, ostensibly ‘stretched’ valuations and new all-time highs being recorded, as global economic growth potential was underestimated by the consensus. In the UK, sterling strength and runaway inflation served to cap some of the upside, as the FTSE All-Share added 9%. While, in comparison, both…

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Cave’s Quarterly – Q4 2017 Round-Up

image of Old Watches

To get up to speed with the economic and market developments of the last three months, please take a read of the latest edition of our quarterly update – Cave’s Quarterly. CLICK HERE TO READ

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Interest rate rise won’t end worry for savers

Image of a building

Interest rates have, at last, moved above their multi-year low, providing a little relief to savers, although with many saving institutions opting not to pass on the full 0.25% increase in the base rate, the benefit for many will be marginal. Combine this with a rate of inflation that is currently running well above interest…

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