Latest News and Articles

Summer Budget 2015: Osborne’s Tax Tinkering

20 Jul 2015
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Despite being light on surprises, the first truly Conservative Budget for almost 20 years was far from the right wing statement many expected as Mr Osborne endeavoured to close the door on a low-wage, high-welfare, high tax economy. Although perhaps not as headline-grabbing as the introduction of a ‘National Living Wage’ or the commitment to…

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Spring Investment Review 2015

13 Mar 2015
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Spring Investment Review Take a read of our latest Investment Review to get up to speed with the markets and our current outlook. CLICK HERE TO READ In this edition: Waving or Drowning?! Cave & Sons CEO, Andrew Cockerill, provides an overview of the current investment climate General Election 2015 – Potential Winners and Losers How a change at…

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Christmas Newsletter

19 Dec 2014
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Merry Christmas & Happy New Year  from all at Cave & Sons London Stock Exchange Christmas & New Year Trading Hours: Christmas Eve – 0800-1230 Christmas Day – CLOSED Boxing Day – CLOSED Monday 29th December – 0800-1630 Tuesday 30th December – 0800-1630 New Year’s Eve – 0800-1230 New Year’s Day – CLOSED Friday 2nd January – 0800-1630…

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Do you believe in Santa?

27 Nov 2014
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Well not actually Santa Claus himself (as he does exist of course), but the phenomenon of the ‘Santa rally’, i.e. the propensity of the stock market to rise in the month of December. As we approach the Christmas season, we see widespread use of this term in the financial press to explain rises in the…

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Death and Taxes

13 Oct 2014
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To quote Benjamin Franklin   “In this world nothing can be said to be certain, except death and taxes”. Well not according to the Chancellor, who has announced the abolition of the 55% lump sum death benefits charge (further details to follow in the Autumn Statement on the 3rd December).  As a result those who die…

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Pensions – ‘You Decide!’

23 Jul 2014
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During the recent Budget the Chancellor, George Osborne, announced various wholesale changes to the way that investors may ultimately draw benefits from defined contribution pension arrangements such as personal pensions. For those reaching retirement between now and April 2015, these changes may have thrown any original planning into a state of flux. Whilst additional flexibility…

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Not an April Fool in sight

15 Apr 2014
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On 1st April 2014, Cave & Sons were pleased to welcome both clients and professional associates to join us at our Northampton head-office for an evening hosted by our Chief Executive Officer, Andrew Cockerill, who was joined by regional Bank of England representative, Pamela Wright, and fund manager from Schroders, Nick Kirrage. After the exchanging…

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And on that (pension) bombshell…

26 Mar 2014
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The Chancellor resisted ending the budget speech as above, but it would have been appropriate. The oft quoted reason for not funding a pension is the requirement to purchase an annuity with the proceeds.  Whilst this has ceased to be an issue due to changes introduced over the last few years, the government has decided…

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It’s that time of the year again!

11 Mar 2014
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It’s that time of the year again! The end of the financial year is fast approaching, which means there is only a limited time to use your annual ISA allowance (currently £11,520 for a stocks and shares ISA). Don’t worry, even if you have already fully subscribed for a cash ISA (£5,760), you can still…

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